Kotak Mahindra Bank Limited Hiring-Credit Manager-B.Com/MBA/PGDM/CA-freshers@multiple locations
Comapany name : Kotak Mahindra Bank Limited
website: www.kotak.com
job role: Credit Manager
qualification: B.Com/MBA/PGDM/CA
expirience: freshers
location: Mumbai, Pune, Delhi, Chennai, Hyderabad, Bangalore, Vijayawada, Nagpur, Chandigarh
job description:
The primary job of the credit manager is to understand:
a. the business dynamics,
b. products on offer,
c. various segments to whom we lend,
Ensuring discipline in adherence to processes involved in credit buying
Underwriting & making proposals of business loans and other products as per location requirement( Home Loans, Mortgages, Working Capital, OD etc)
Manage the credit processing agents activities
Ensure systematic verification processes and coordinate with verification agencies
Be up to date on industries we lend and business environment in general,
Take appropriate credit decision,
Monitor the portfolio sourced
Understand and interpret the portfolio quality
Interact with sourcing agents
Co-ordinate with internal and external auditors
candidate profile:
CA/MBA ( Finance) + B.Com with relevant underwriting experience
Job Knowledge
Good understanding of economy and implications of economic policies,
dynamics of international economic events on Indian economy, industry and segments,
understanding of functioning various industries / segments cost matrix, competitors, laws applicable
good understanding of financials to arrive at a decision on lending and recoverability of loans granted.
Skills & Experience Ability to analyse news, information, change in laws, financial data and assess its future impact on the business of the loan applicant, segment / industry in which the applicant function, segment in which we operate. Generally strong analytical and futuristic intuitive skills are the need of the job
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Category: BANGLORE JOBS, BANK JOBS, bcom, ca, chandigarh, chennai jobs, DELHI, HYDERABAD JOBS, MBA JOBS, MUMBAI JOBS, NAGPUR, Pune, VIJAYWADA
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